Towaco is an unincorporated community within Montville Township in Morris County, New Jersey, United States. The area is served as United States Postal Service ZIP code 07082. Its name reflects the Native American history in the area, which identified the locale as TaWagh, meaning "hill", a reference to the terrain of Towaco.As of the 2000 United States Census, the population for ZIP Code Tabulation Area 07082 was 4,723.The Towaco train station offers New Jersey Transit rail service along the Montclair-Boonton Line. It essentially replaces the abandoned Montville station. The train station has been renovated.